UK Property Buying and Investment
... fully explained

UK: Wednesday 20th August 2008

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Contents

How to Use this Property Guide

BEGINNER
The First Questions are For You
- How Risk Averse are You?
- Do You Want to Invest in Property?

Who to Trust
- Why Buyers Trust the Wrong People
- The Advice of Family and Friends

Getting on the Property Ladder
- The Deposit
- 100% Mortgages
- Buying Where You Don't Want to Live

Sorting Out Your Mortgage
- AIPs and PAMs
- What do You Need Your Mortgage to do?
- Financial Advisors Who Charge

Choosing a Solicitor or Conveyancer
- Before You Start Viewing Properties
- Big Firms and Little Firms
- The New Breed of Conveyancers
- No Sale, No Fee and Fixed Fee
- Recommended by a Friend
- Flowchart Chooser

Viewing Properties and Making Offers
- How the System Works
- Preparing for Viewings
- Common Terminology
- Making an Offer

Your Own Homework
The Media and Property Prices
- What the Media Use
- Fashionable Articles and Tragic Stories
- The Use and Abuse of Mortgages

The Property Buying Process in Theory
- You, The Buyer
- Your Solicitor
- The Vendors' Solicitor
- The Vendor

Has Hips Helped?

INTERMEDIATE
Understanding the Property Market X
- The Current Trend
- The Traditional Property Cycle
- Variations in the Traditional Property Cycle

Is a Property Market Overvalued? X
- Modelling the Market
- Average Salaries

Property, Confidence, Stocks and Money X
Time Costs Deals
Working With Estate Agents
- The Way Professionals Work with Agents
- Preparing for Your Search
- Irrelevant Questions

How to Really Make an Offer
- How Much to Offer and When
- Clearly Defining the Offer
- Pitching an Offer for Negotiation
- Non-Refundable Deposits

What a Property Survey Really Means
- Types of Survey
- What is in the Survey
- Structural Issues
- Other Issues
- Types of Surveyors

Legal Matters in Property Purchases
- What the Solicitor Needs to Find Out
- Solicitors Who Fight
- Power of Attorney
- Fast Track Purchasing

Property Bubbles and Market Crashes
Why Buy in a Falling Market
Why Vendors are Poorly Prepared
- Preparing the Paperwork
Why Vendors Choose Bad Agents
- The Fee
- Big Agent, Little Agent
- Using More Than One Agent
- Changing Agents

Buying to Let / for an Investment
- Yield
- Capital Gain
- Buying off Plan


PROFESSIONAL
Finding a Property Hotspot
The Balance of Power
Buying Property Abroad

The Zuil Property Buyers Guide



Buying a property, whether it's for yourself or as part of your growing real estate portfolio, is a complex affair and there is plenty to go wrong

33% of sales which are agreed never make it to completion, and very often for no good reason. This wastes both buyers and sellers time and money. The Zuil Property Guide tells you the theory and how the professionals buy property, including tricks of the trade and numerous real life stories of those who pulled out of deals and regretted it later.

This is essential reading for anyone about to buy or sell a property in England or Wales.


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